Business
Purpose Pay
Business
Science & Tech
Progress Pocket
Progress Pocket is a data driven personalized plan for users to create healthier financial behaviors. The goal of this system is to analyze the current spending and saving patterns of the users and create a tailored plan to work towards their financial goals. Rather then just simply stating that you
Special Interest
Stash Steps
Gamification
Arts & Lifestyle
Money Mates
Arts and Lifestyle
Special Interest
Primary Research: Additional
For my additional research method I chose to do a make method that utilized an imagery tool box with common gamification methods, participants were also able to leave comments with sticky notes or find additional images online. I then asked participants to remix and rank features that would make them
Opinion
Banking on Design: How Apps Influence the Way We Save, Spend, and Trust (OP-ED)
Money management has never been a stress-free process, and with all the options now, it can become even more overwhelming than ever. The issues that we are faced with are now presented in a multitude of new ways. When taking a look at online banking apps we can begin to
Numbers
Numbers
Qualtrics Survey | Qualtrics Experience ManagementThe most powerful, simple and trusted way to gather experience data. Start your journey to experience management and try a free account today.Qualtrics Experience Management My approach to my survey creation was gaining an understanding of the attitude users have while using the feature of
Business
Automating Good Habits
Every time Olivia Robinson shops at Nordstrom, $10 moves from her checking account to savings. She set up this automatic transfer, or “rule,” in the savings app Qapital. The rule “has definitely scaled back my spending at Nordstrom,” says Robinson. “This way of saving money makes me feel like I
Business
Small Nudges, Big Impact
Community banks often compete with larger institutions by emphasizing personal relationships and customer service, but technology increasingly shapes how they deliver on these promises. Gabriel Krajicek, CEO of Kasasa, explains how community banks can use behavioral economics to drive growth while maintaining a local touch. One example is small behavioral
Business
The Power of Personal Goals
“We study the effectiveness of soft, self-designed commitment devices, i.e. saving goals, in increasing individuals’ savings using data from a FinTech app. We establish that setting goals increases individuals’ savings rate and show that the effect is causal using a difference-in-differences identification strategy that exploits the random assignment of
Business
Tailoring Financial Futures
“Open banking application programming interfaces (APIs) provide third-party providers with secure access to customer financial data and transactional capabilities. This architecture allows fintech firms to develop services such as balance aggregation, automated transfers, personalized financial recommendations, and cross-border remittances. In the Korean case, four dominant models emerged: (1) simple fund
Business
The Future of Finance
“Banks perform payment and transfer functions for an economy. The Internet can now facilitate and even perform these functions. It is changing the way that transactions are recorded on ledgers and is facilitating both public and private digital currencies. In the past, banks operated in a world of information asymmetry